Tag: homes

Renting VS. Buying

     Either way, you are paying a mortgage. Let’s look at a few of the benefits that home ownership has to offer .2016-top-10-metro-areas-where-renters-can-afford-to-buy-infographic-08-25-2016-600w-797h

     One of the pros of home ownership is that mortgage rates can be fixed and stable over a given period of time, were as rent payments may very well rise and do so with short notice.

     Another plus lies in the tax benefits. Just consider the mortgage interest deduction, point deductions for home buyers, property tax and the mortgage insurance premium deduction. On the other hand, you cannot deduct rent payments from your federal tax return.

     Buying a home can be an incredible investment, where you are the one who turns an incredible profit. However, as a renter you are ensuring someone else turns a profit. (Ouch!)

Chart Courtesy of Ginnie Mae

Some believe that renting is more convenient than buying because, “You don’t have to pay for repairs.” However, the price of repairs are included in the monthly rent, along with the landlord’s cash flow profits. (Ouch, again!)

    Perhaps most importantly is the freedom and privacy that comes with home ownership! You may decorate and remodel however you choose.


Should You Try to Sell Your Home Without a Realtor®?

Should you try to sell your home without a Realtor®?

Research conducted in 2016 by the National Association of REALTORS® showed that:

-88% of buyers recently purchased their home through a real estate agent or broker.
-88% of buyers would use their agent again or recommend their agent to others.
-Only 8% of recent home sales were For Sale by Owner sales during this year.
-FSBOs typically sell for less than the selling price of other homes; FSBO homes sold at a median of $185,000 last year, significantly lower than the median of agent-assisted homes at $245,000.
-96% of buyers that used the internet when searching for a home purchased their home through either a real estate agent/broker or from a builder’s agent.

It’s clear to see why utilizing a Realtor® is an invaluable part of the buying and selling process, not to mention the paperwork, negotiations to be made with numerous parties and contract law involved.

Call me today, and I will help you to make your real estate goals a reality!


Are You Thinking of Selling Your Home or Buying a New One?

Thinking of selling your home or buying a new one? Contact me today, and I will ensure that you reach your real estate goals, whatever they may be!

Ask me about our FREE buyer’s class!



Preparing Your Home for Sale in Lakeland, FL

     When selling your home, it must be in top showing condition. Minor improvements such as replacing lamp shades and painting each room a clean neutral color will make an age of difference! First impressions are crucial, and we want to show your home to as many potential buyers as possible.

     Keep the lawn cut, pull any weeds and power wash the driveway if needed. Inside, remove any extra furniture which can make a room feel smaller. Clean all windows, inside and out. Eliminate all odors, as potential buyers will notice them. Remove clutter on counters, closet shelves and anywhere else. Put bright light bulbs in every socket, and repair any leaks or loose door knobs.

     When preparing to leave for the day, be sure your home will display to others why you loved it in the first place. Keep laundry and dishes put away, make the beds, take out the trash and run the vacuum. Wipe down the counters, sinks and other surfaces as well.

     During showings, leave your home and bring your pets along if possible. This makes buyers most comfortable, and we want them to take their time and ask questions. These few things may seem small, but can be the difference between for sale and sold. I will assist you with the staging and showing process ensuring that you do sell, and at the price you need.